When you buy a home, you need to know exactly what you’re buying. Imagine how frustrated you’d be to find out that the hot water heater wasn’t working—in the middle of a shower! This is why you should have a home inspection before you buy your home. A home inspection is an important part of buying your home. Before you hire a home inspector, ask candidates a few questions to make sure you hire a trustworthy inspector. 1.What does your inspection cover? Not all inspections are the same. Ask for copies of previous home inspections so you can see exactly what they will check inside the [city] home. If you are concerned about something specific, like a leaky faucet in the bathroom, mention that to the inspector so they can check it out. 2.Are you licensed or certified? If you live in a state that licenses home inspectors, ask to see their license. At the very least, choose a home inspector who belongs to American Society of Home Inspectors. This shows a level of professionalism and education that you can trust. 3.What kind of report will you give me? You should expect a written report detailing what the inspector found. Most inspectors will give you a typed report within a week of the inspection. Make sure the inspector will be available to explain anything on the report that doesn’t make sense to you. 4.Will I be able to attend the inspection? If the inspector refuses to let you be present during the home inspection, find someone else. This is your chance to know exactly what you are buying and what potential repairs you or the seller will have to make. As your real estate agent, I will guide you through the home buying process. Let me help you find your new home here in the North Country. Call or email us today at lakeontariorealty@yahoo.com or 315-649-3434 1.Home inspection - http://en.wikipedia.org/wiki/Home_inspection 2.American Society of Home Inspectors. - http://www.ashi.org/ 3.Easy household repairs. - http://home.howstuffworks.com/home-improvement/repair/5-home-repairs-you-should-do-yourself.htm

Inventory is still good! Weather still nice! Get in your new home before the interest rates go up and the snow flies!! Call us today!  649-3434

 

Ok here are some big things NOT to do when buying a home:

1-Change Jobs

2-Open any new credit cards or line of credits

3- Deposit money in your account that has no paper trail

4-Buy a new car

5-Have multiple lenders check your credit

These are very important and can if any of these things are done, you can lose your loan and dreams of buying a home!

Ok the rates are on their way up! Time to get shopping for your new home or vacation spot now! Best inventory and prices in years! Look what you can buy: Homes FHA/VA approved start around $100k Lakefront lots start at $62k Lake cottages starting at $69k Year round lake homes start at $175k Call us today! 649-3434 Continue reading ...

Oh these are the days.... please remember a purchase offer is a legally binding contract that can be enforced, so please think long and hard if you are unsure about making an offer on a property. You should be totally confident and ready to go and if your not then taking a step back and waiting is not a bad idea!

The bank wants it to look and feel as if the seller is paying all of your closing costs, but here is the deal. They really are not and here is why: Continue reading ...

Many consumers skip around from agent to agent, not really understanding how the process works and also not realizing that they only need one agent....Thats right, one agent can show you any property listed by ane agent or broker anywhere in the area and beyond! Continue reading ...